Top to Bottom Solutions, The Premier Corporate Benefits Brokerage, was created on a simple principle — every employee deserves real healthcare, and every employer deserves a plan that pays for itself.
We partner with industry-leading carriers and payroll providers to deliver a streamlined, compliant model that boosts retention, enhances well-being, and increases profitability.
Make quality healthcare accessible, effortless, and profitable for every business we serve.
Our Team consists of highly skilled benefit brokers with extensive distribution experience across multiple industries. Many are specialized experts in their respective fields, allowing us to tailor corporate plans that perfectly align with the needs of our valued clients.
Empowering Employers and Institutions Nationwide
From Corporate Teams to University Programs, Top to Bottom Solutions helps organizations of all sizes deliver Zero-Net Cost Healthcare that strengthens culture and performance.
Our partnerships show that when healthcare becomes effortless and affordable, everyone wins — employees, management, and the bottom line.



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